These Terms and Conditions apply to all transactions on this site. Please read them carefully. They do not affect your statutory rights.

We may change these terms and conditions at any time. Any changes will take effect on the date they are posted onto the site. You will be asked to read and accept the terms and conditions each time you place an order, to ensure that you are familiar with the most current ones.

After submitting an order to us we will pass you over to our trusted payment-processing partner (PROTX a partner of royal bank of Scotland streamline) to allow you to provide your payment details in the most secure environment.

NB. Streamline is part of the RBS (Royal Bank of Scotland) Group and is one of the largest internet payment providers in the world. At no point do we store your credit/debit card details on our own computer systems.

Any notification e-mails are acknowledgments, not acceptance of your order.

No contract for the sale of any product will subsist between you and us until we dispatch the product(s) ordered. We will confirm that the product(s) have been dispatched by a confirmation e mail. This confirmation e mail amounts to an acceptance by us of your offer to buy goods from our company.

We may decline all or part of your order for any reason, in which case we will email to tell you so.

We will tell you if your payment details cannot be authorised for any reason and may invite you to pay by another method.

All prices and charges on this site are shown in UK pounds sterling. They include any VAT payable, but exclude delivery charges (for details see 'Delivery' below).

The total cost of your order will be the price of the products you order, plus the applicable delivery charge. All these will be set out clearly in your Shopping Basket before you submit your order.

Prices, offers and products are subject to availability and may change before (but not after) we accept your order. If something becomes unavailable we may offer you an alternative. If you decide not to accept the alternative goods, you will not have to pay to return them to us.

We try very hard to ensure that all information on this site is accurate. However, occasionally, an error can occur. If we discover an error in the price, description, or quantity available of a product you have ordered, we will contact you and will offer an alternative product, a full refund or the original product subject to the newly revised price, description and or amended quantity.

We accept payment by MasterCard, VISA, Maestro, Solo, American Express and so on. Payment is deducted when our partner payment provider processes your order.

We aim to arrange shipping of all 'in stock' items within 24 hours of receiving your order. Your order may be delayed if the item is not in stock with our suppliers. Some items may be unavailable and the current stock status is approximate. We are not able to supply dates when our suppliers may get an item in stock.

Please note: Same day shipping will only occur if your order is placed before noon and we have all your ordered items in stock at our warehouse.

You may cancel your order at any time prior to your order being processed by emailing service@ndscardsale.com during our published office hours. You may also withdraw from the contract at any time after the product has been dispatched and you have received our e mail confirming your order but no later than 7 working days after you receive the product by:

i. sending the notice of cancellation by e mail to service@ndscardsale.com ensuring that you quote your name , address and order reference number;

ii. Where you have already received the goods, returning the goods to us  unopened together with the original invoice . We will refund you the purchase price of the goods. Where appropriate we shall refund any additional customs duties borne by you on receipt of the relevant customs receipt.

Once we receive notification from you that you wish to withdraw from the contract  ( in accordance with these terms ), any sum debited to our company from your credit card in relation to your order will be re-credited to that credit card account as soon possible and in any event within 30 days  of your order provided that the goods you wish to return are received by us in the condition that they were in when delivered to you. You will be liable for any charges incurred in returning the goods to us.

We reserve the right to make a 15% restocking charge for any goods which are not returned in mint condition or to refuse to accept such goods, at its sole discretion. We also reserves the right to make a charge for collecting goods from your premises in the circumstances where they are not defective but you have cancelled your order.

Your statutory rights are not affected.

We cannot be held responsible for delays or lost packages if an incorrect or incomplete address is supplied.

On signed for deliveries. Please make sure you keep the receipt enclosed with your goods.

From time to time, we receive possible fraud alerts regarding payments we are processing on the site. This is quite normal and can often be due to a mis-type postcode or a customer moving house etc. Depending on the circumstances, and for your security, we may place your order on hold temporarily whilst we carry out a simple verification of your details. This will quite often involve a very brief phone call from one of our operatives and is nothing to worry about.

Until you explicitly opt-in for the first time we consider you in the opt-out category. We always notify our customers when their information is being collected by any outside parties. We do this so our users can make an informed choice as to whether or not they should proceed with services that require an outside party.

If you do not wish to receive any promotional or marketing e-mails and/or surface mail marketing letters, you may opt-out of receiving those communications by sending an e-mail with the subject line "Unsubscribe" to our e-mail address - see above.

Your data protection rights are set out in our Privacy Policy.

Additional terms and conditions may apply for prize competitions, pre-release orders and our added value services and offers. If so, you will be alerted to them at the relevant juncture.